Before you start...this is quite a long story, but please have patience. Thanks. Cindy’s ice blue eyes stare deep into mine, a rock solid, unflinching gaze. I get the impression she is not going to deliver good news. “Rob, I won’t hold back, you’re a dear friend and I care about you. I think your accounts are a wreck, and your projected figures for the next year do not inspire confidence at all. If I am brutally honest, y...