Rachel and I continued on down the path back to where our cars waited for us. I estimated we were half way to the timer going off again, and so far we'd walked in perfect silence. If she felt anything like me, then her senses would be firing on all cylinders at the moment.

A light breeze had picked up, and was gently wafting through the trees to our right-hand side. The result was that every now and again, a branch creaked, or some leaves rustled on the ground. When it did, we'd both instinctively cast a furtive glance to find the source of the noise, before then quickly exchanging a reassuring glance. I also noticed that she couldn't stop herself from looking back down the path from where we'd just come. I was contemplating teasing her about that, when I realised that I'd subconsciously been doing exactly the same thing.

I figured that the time may go quicker if we chatted about something, and it might also drown out the distracting effects of the breeze.

"So, art history? Any regrets you didn't take that further?"

Rachel shrugged her shoulders. "Honestly? No, not really. I guess 'actuary' doesn't sound all that exciting, but it's rewarding enough."

She continued walking along, lost in her own thoughts. After only a brief interlude, she added to her reply. "It's not the fact that I'm an actuary that I regret. It's the fact that I let it make me so damn safe." She looked sideways at me, appearing to try and judge if I'd got her meaning.

"So, you're saying that when your job is to calculate risk, you begin to try and avoid risk in your own life?" I ventured.

Satisfied, Rachel turned her attention back on to the path in front of us. In the distance, a lamp post reared out of the ground, and it looked suspiciously like the alarm might go off as we reached it.

"Yeah, mostly," she said. "I was a good, upstanding woman of impeccable character. A dedicated professional. A loving mother. A caring wife."

I briefly nodded in acknowledgement. That was certainly the Rachel I knew when we'd first met.

"And then, one day, out of the blue, your husband of seventeen years tells you he's gay. Not so much into you as you might initially have thought. Has a preference for the dudes instead..." Rachel paused in her delivery, and I struggled to come up with anything to say to fill in the sudden void.

Rachel and I had been walking together for several months now, and talked about a lot, but we'd typically steered clear of her break-up. I usually convinced myself that this was the gentlemanly thing to do, and the fact that it was also the easy way out just happened to be a fortuitous coincidence.

"It... must have been difficult for you," I finally added. Rachel didn't look like the kind of woman who'd be used to hearing from men that they weren't interested in her.

"Oh yeah," Rachel said, again with a light shrug of her shoulders. The moonlight danced off her exposed shoulders, and I had to force myself to focus on what she was saying, rather than on the thin bits of material that kept her sports bra on. "Sure, it was difficult. I was angry, furious. To begin with at least. Threatened to kick him out and never let him see the kids. Wasn't my call of course, they're old enough now to make their own decisions. And of course, then I realised, what's the point anyway?" She looked at me, with the question hanging in her beautiful green eyes.

"What's the point?" she repeated. "It's not like Dave woke up one morning and said 'what can I do to piss off Rachel today? I know! I'll develop an insatiable desire to sleep with men!' He loved me. On some level at least. So after a few days of anger, resentment, and all that other good stuff, I realised something. Damn! That was a hell of a risk he'd just taken."

I couldn't disagree with that. "He was, and still is, a very lucky man," I stated.

Rachel gave me a quick smile. "So anyway," she continued, with slightly more bounce in her voice now, "He took a risk. Why stay with the status quo if the only thing it's going to do is ultimately make everyone unhappy?" Rachel stretched her arms out, and spun around like a ballerina, seemingly on a whim. The effect, accentuated by her missing t-shirt and shorts, was mesmerising.

"Why not mix things up a little? Take a bit of a risk? See if you can find out who you truly are?"

A nearby lamppost threw down a circle of light directly in front of us. With a few quick steps, Rachel ran into the circle, turning to face me with a look of determination. Her arms outstretched, her head thrown back, she looked like a stage performer awaiting an audience's adulation. "And so here I am World, here is Rachel, taking just a bit of a risk!"

If a higher power was watching us at that moment, then they apparently had a flair for the dramatic. For it was at that exact point in time that the phone alarm chose to burst into life.

I stopped in my tracks, and the thrill sent a cold shiver went down my spine. I half-waited for Rachel to burst into a mock assessment of my chances, but this time Rachel herself was strangely quiet. The steely determination she had sported only seconds ago now seemed to have subtly morphed into introspection. It occurred to me that before, she'd had the safety valve of having a t-shirt or shorts to lose. This time, should she call incorrectly, she'd have to go further than she'd ever gone before.

Emboldened somewhat by Rachel's quietness, I stepped into the circle of light with Rachel. Wordlessly, she took out the phone from the bag and handed it to me. One hand involuntary went back to her sports bra, as she contemplated what she might have to soon discard.

"Your call." I said. I was pretty impressed by the measure of calm authority I managed to fake.

She stared at me. "Heads."

I nodded my understanding, and tapped the interface. The coin started on it's fateful trajectory. Whatever the result now, there was going to be nudity involved. Looking at her, I could see that we both knew that we'd reached the business end of our personal journey.

She shifted on the spot as the coin flipped this way and that. I focussed on the screen, holding my breath, willing it to be 'Tails'.

And as suddenly as it started, the coin stopped and rested on it's result. I slowly closed my eyes, and grimaced. "Heads," I said, in a monotone. "It's 'Heads'."

If Rachel's demeanour before the coin toss had been mute, her reaction afterwards was anything but. Breaking into a victory jig, she hollered to the sky in an obscenely loud voice, and I had to break out of my trance to try and shush her. We didn't need anyone coming to investigate the shouting. I certainly didn't need anyone to come investigating, at least.

Rachel broke into another rendition of the tune for 'The Stripper', and held her open backpack out invitingly. "Come on big boy, show us what you've got!" she teased.

My jaw tightened as I considered my options. In theory, I could just run back to the car. The 'flight' option. Rachel would hardly be the first woman to see me naked. That said, the intensity of the lamp light combined with the sheer openness of the park were making me feel very self-conscious. Seeing her eyes sparkle though removed any thought of flight, at least for now. Sighing, I once again acknowledged my defeat.

Rachel twirled a finger around in the air, indicating that I should turn around. I got the gist of what she wanted, and she was simply too cute to refuse. Resigned, I turned my back on her, held my boxers in readiness, and then leaned over. I pulled the boxers down as I bent at the waist, and forced them down past my knees. I pictured how Rachel had looked when she pulled that same manoeuvre with her shorts, a few coin tosses ago.

I had to confess I wasn't as flexible, but I at least made up for having to bend my knees a little by giving her a good wiggle of my naked backside. The laughter and clapping I heard from behind me suggested I was a hit. I couldn't help but smile, even as I felt my cheeks flush. I didn't even try to remove my shoes this time, and forced my boxers over them, before standing up with them in one hand.

So here I was, I thought. Naked. In the middle of a public park. I knew Rachel was expecting me to turn around and give her an unrestricted view of my fully erect manhood. Self-consciousness temporarily rooted me to the spot though, before I heard an expectant cough. Oh, what the hell, I thought. What's the old saying? 'Grin and bare it'? I twirled around and deliberately placed my hands on my hips, more to keep myself from reflexively covering my penis than anything else.

Rachel treated me to an admiring gasp, and covered her mouth with her hand. In my current state of mind, I couldn't fully tell whether she was genuinely impressed, openly mocking me, or just being polite.

Still, I thought, I'm standing in front of a beautiful woman who might herself be naked in two more coin tosses. Why not assume the best and just enjoy the moment. I gave her an impish smile, and was rewarded with a wink. Rachel then mimicked my own hands-on-hips pose for a moment, and gave a me serious look.

"Well then. I reckon we're about ten minutes from the car. I wonder..." Rachel pondered, "... exactly how many joggers we'll run into. Three? Five? How many do you think?"

I didn't answer, and quickly added my boxers to her bag so that she didn't have the chance to delay any further.

"Come on then," I said, hurriedly. Standing around as the night slowly slipped away was already tugging at my earlier resolve to just enjoy the moment. Nervousness was beginning to return after the strange euphoria of being fully exposed in front of Rachel.

Rachel didn't seem to be in a huge hurry though, and seemed to struggle to put the backpack on.

"So heavy!" she complained, with a sly grin. "Oh well, at least you haven't got anything else to add to the bag!" She stopped, and looked at me with a puzzled look. "Of course, that means you've got nothing left to take off when you lose the next two coin tosses! Hmm..."

I gave Rachel the universal sign for hurry up, and began to glance up and down the path.

"Wait," Rachel continued, and seemed to be considering my problem with great thought, "don't worry though. I'm sure in the next four minutes I'll be think of something... appropriate... for you to do." She suddenly smiled wickedly. "Don't you worry about a thing, Rachel's got this under control."

I had no snappy comeback, so I just took her hand and started walking her back towards the cars. Her gentle laughter rang in my ears, and I saw her set the alarm for our next coin toss.

Between my pounding heart and my rapidly mounting fear of discovery, a single thought demanded attention. I absolutely, definitely, unquestionably wanted to take possession of Rachel's sports bra at the next coin toss.

No, wait, that wasn't quite right.

I absolutely, definitely, unquestionably _needed_ to take possession of that bra...

*******

Rachel assured me the alarm had been set for four minutes. Logically, at the rate we were walking, it had to have been set for four minutes. So why then did it feel like forty minutes passed before we reached the next waypoint? Mercifully, we hadn't run into anyone else yet. By some miracle we still had the park to ourselves.

Rachel didn't help though, constantly suggesting that the smallest movement of a tree in the distance might be an oncoming jogger. She dressed it up as looking after my welfare, what with me being in such an undressed state. I had my doubts though. Her protestations that she was trying to look out for me, rather than sending me into mild panic attacks, was somewhat undermined by the slightly smug expression on her face.

"Is that...!" she exclaimed, pointing into the distance at absolutely nothing. Damn it. Even though this was the twelfth such time she pulled this stunt, my heart still quickened again and a shiver still ran down my spine.

I'd been forbidden - forced to promise on my word of honour - that I wouldn't cover up, and my hands hung helplessly at my side, as my penis stuck out like a steel rod in front of me. We'd passed two lamp posts on the way to the next waypoint, and mysteriously Rachel had to stop and do her shoe laces up at both of them. In the exact middle of the pool of light. With me by her side, keeping her company.

"I can't see to tie my laces up in just the moonlight," she opined.

I felt like my naked crotch was a bright beacon that would attract attention from miles around. I even told her that she should just kneel down beside it to do tie her laces, before I fully realised exactly what she thought I might be implying. It had taken another agonising minute of full-nudity-awaiting-discovery for Rachel to stop convulsing in laughter.

She'd then politely turned down the offer, and simply spent more time in the light making sure that the laces were done up properly.

Rachel had been happy enough for us to walk in relative silence for most of the past four minutes. Whether she was simply admiring the view, or thought that the silence might accentuate my current predicament, I couldn't quite tell. Probably both, I thought.

So it was with some blessed relief when we turned a corner in the path, and the deafening silence around me was interrupted by the sound of Rachel's alarm. Right, I thought, time for Rachel to get a taste of her own medicine!

Rachel seemed to have other ideas. Smiling brightly at me, she quickly muted the alarm and swung the full backpack of her shoulders. I also dropped my backpack, and made a point of unzipping the bag, in readiness for her bra to be deposited safely inside.

"Good news!" Rachel said, cheerfully, "I know what you can do when you lose."

"Good news!" I retorted. "I've got plenty of space in my bag for your bra and panties."

Rachel laughed at that, and showed me the coin toss app. Still, I could see the nervousness that she'd felt at the last coin toss creeping into her body language. I may be playing for my dignity, what little was left of it anyway, but she was also playing for high stakes. I win this coin toss, and I got an unfettered view of two magnificent c-cup mammaries.

We stared at each other again. "Come on then," she prompted, "your call."

I didn't bother thinking through it, this was always just a game of sheer luck. "Tails," I said.

She acknowledged my call, and then tapped the screen. The coin animation kicked into action one more time, flipping over and over and over again. I felt a zen-like calm wash over me, as I placed my fate in the hands of a 99c app. It was going to be 'Tails'. It had to be 'Tails'. In all possible universes that branched out from this exact moment in time, the coin landed as 'Tails'. There was only one side to the coin, and it was indisputably, undeniably 'Tails'.

The coin finally landed.

'Heads'.

Well, fuck.

*********

I scurried along the path, the car park now visible in the distance. The street lamp where our two cars were parked shone like a star beckoning me towards salvation. Behind me, I could still feel Rachel's eyes penetrating into me, and I knew even without turning around that the smirk was still firmly plastered on her face.

The moments after I'd lost the last coin toss had been pandemonium. Rachel seemed to be spending our walk dreaming up more and more elaborate victory dances. It said something about my current vulnerability that a stunning beauty dancing in front of me in a green bra and panties hadn't actually improved my spirits. Perhaps if I'd actually had my boxers on, I may have actually paid more attention to the way Rachel's breasts swayed within the supporting confines of her sports bra. Her jumping up and down was doing some wonderful things to her chest, and yet I'd still been staring mindlessly at the screen.

When we'd discussed the walk yesterday, we'd both known that penalties might have to come into play. Rachel had promised some fairly soft-core penalties, especially for our first walk, and at the time I'd dismissed that as not something to overly worry about. That was because I was an idiot, it would seem.

Once Rachel had slightly calmed down, she'd strutted around and checked me out from all angles. Then, in an authoritative tone, she'd said that my gym work was actually beginning to deliver some dividends. That said, as an experienced gym goer herself, she might be able to offer some tips on good form. I'd swallowed hard at that point. I'd seen where she was going with that line.

She was noticeably emboldened by the disastrous imbalance in our respective attire.

With a broad smile, she'd instructed me to perform a series of exercises under a lamp post. Jumping jacks, sit-ups, press-ups, followed by a sequence of stretches. She occasionally prodded me in places, happily critiquing my form, and making suggestions for improvement. I couldn't help but notice that most of her improvements just made me even more exposed, such as spreading my legs further apart in my sit-ups.

It was a toss-up as to whether it was the actual exercises that were the most embarrassing, or the fact that we were at it for nearly ten minutes. I realised belatedly that I hadn't factored in the penalties in to my calculations as to when we'd be finished. Naively, I thought we'd be back to the cars by 5:20am. Still under cover of darkness.

With Rachel's shoe-lace-tying, and now the first penalty, we were way behind schedule. Towards the end of the exercise regime, Rachel had off-handedly informed me that it was already 5:25am. With a sickening feeling, I realised that dawn was around 5:40am.

She'd finally finished with me doing twenty jumping jacks. As I leapt up and down, thrusting out my legs and arms, my fully erect penis slapped into my stomach a few times. Rachel seemed particularly interested in this, and the twenty jumping jacks ended up being sixty, before she was satisfied that I'd performed them correctly.

My face was burning at that point, and I still couldn't believe we hadn't been discovered. Perhaps there was someone out there, watching from a distance. I wouldn't have known. I was in a large pool of light in an otherwise dark world. Anyone could be further down the path in either direction, wondering exactly why a fully naked man was flopping about.

As she'd signalled the conclusion of my first penalty, it had occurred to me what exactly would happen if I lost the very last coin toss.

Our final stop was the car park, and there was no longer any need for the alarm. We'd get there when we got there. It was now a straight run across a large grassy area to the car park, perhaps four hundred metres in total. With the night slowly receding, the cars were clearly visible, and I reckoned we were five minutes away at a respectable walking pace, and two hours away at the pace Rachel seemed to be favouring.

As I marched on, red-faced, Rachel caught up behind me and suddenly pointed at something in the distance to our left. "Is that...!" she exclaimed, and I raised a hand to cut her off.

"Oh no, you're not getting me that way again!" I replied, as calmly as I could manage.

I looked away again and refocussed on the distant cars.

Rachel tapped my shoulder again though, and physically moved my head to follow her pointing.

"No, seriously, is that..."

For what was probably the umpteenth time this night, I closed my eyes in silent resignation. It was certainly was. It certainly was 'that'. While I couldn't immediately make out whether the jogger was male or female, it was a cast-iron certainty that we were going to cross paths.

Even Rachel seemed noticeably quiet for a moment, as we both soldiered on towards out impending rendezvous. I wondered if she'd be open to making a break for the tree line, but as I looked at her, I could see the thrill sparkling in her emerald green eyes. This was going to happen, I realised, and steeled myself for whatever was about to go down.

Of course the jogger was female. Given how my morning was going, that was no surprise. The jogger visibly broke stride as she neared us, and as realised what was up ahead. I thought for a second she might turn around and run off in the opposite direction, but perhaps Rachel's presence by my side helped sooth any fears she might have had. Instead, after a few seconds of just standing there gawking, she resumed her run towards us, steadily and remorselessly closing the gap.

Now that we knew the jogger wasn't male, Rachel was all up for making the most of this random encounter. As the jogger moved to within fifty metres of us, we could see that she was a twenty-something blonde, in rather fine shape herself. At this point, I knew there was no escape, and I tried to force a smile through the palpable embarrassment.

"Ahh... hi..." the woman said, making no secret of checking out my naked body. "Umm... what exactly are you guys doing?"

I opened my mouth to explain, but Rachel waved at me to be quiet. Humiliatingly, I was made to stand there, completely exposed to this strange woman, as Rachel recounted the story of our walk. The blonde jogger nodded every now and again to indicate she was listening, but her eyes never left my chest, stomach, and crotch. I was painfully aware of the throbbing in my penis, and it took all my willpower not to simply cover up with my hands and run. I could see light coming from over the horizon, and at this rate I'd be standing nude in the car park in full daylight.

I tried to smile a few times, in an attempt to show that I was somehow comfortable with this, but I doubt the woman even noticed the expression on my face.

Eventually, after an agonisingly protracted discussion, Rachel seemed to have relayed the full story to our new companion. Only half-jokingly, Rachel asked if she wanted to join us for the rest of our walk, but thankfully the woman politely declined. As she finally turned to resume her morning jog, she parted ways by asking if we were likely to make a habit of this. Apparently she had friends she normally went for a run with, but who hadn't turned up this morning. Thank God for that, I thought.

Rachel cheekily suggested that if she liked the show, that we might consider putting on a matinee performance. At that, I simply grabbed Rachel's hand, said a hasty farewell to our fellow park-goer, and set off determinedly for the safety of the cars.

********

Rachel had been quite talkative on the final leg back to the cars. After the conversation with her new friend, she'd been full of the joys of life. She explained how the risks she was now taking were finally giving her a sense of actually being alive. I looked at her a few times, and couldn't quite read her face. It seemed to be a jumbled mess of underlying nervous tension, excitement, anticipation and just sheer, unadulterated the-world's-a-wonderful-place happiness.

She must be a little worried about running into some other guy in just her sports bra and panties, I thought. Surely. Or was the totality of my defeat creating some kind of defence barrier for her to hide behind? There was at least some nervous tension in her face, I was sure of it. There had to be.

She'd fallen quiet for a few moments as we covered the final few metres to the car park. There were no other early morning joggers in sight yet. However, with dawn's first light now clearly visible over the horizon, it was a question of 'when' we ran into someone else, not 'if'.

As I half-ran into the car park, she grabbed my arm and stopped me. Looking me straight in the eyes, all of a sudden the mirth and mockery disappeared.

"Thanks," she said, simply, with a sincerity that didn't sound faked. "Thanks for all of this," she waved her hands around. "Thanks for taking a risk with me."

At that, my complete embarrassment retreated momentarily. I could even afford a certain bravado as I said "Hang on Rachel, we've still gone one more coin toss to go, and I'm feeling lucky." There was a certain absurdity to the notion of me feeling luck right now, but I couldn't believe the night would end without at least seeing this amazing woman's naked breasts.

With an almost shy smile, she offered me the phone, and made her call. It was to be 'Tails'. I tapped the screen, and the coin set off on its final journey of the night.

Of course, just as day follows night, there was only one possible, conceivable result.

'Tails'.

'Tails'. I laughed at that. 'Tails'. I laughed again, and shook my head. Looking at Rachel, I waited for the inevitable victory dance, and was mildly surprised to see something else flicker across Rachel's face. Was that a slight sense of disappointment, I wondered. It disappeared almost as quickly as it had arrived, but just for a second I got the feeling that Rachel was almost sorry to not have to take her bra off.

Nevertheless, she'd won. Any possible disappointment she might have felt in not being forced to go topless was soon compensated for by the realisation that she got to penalise me yet again.

A thousand different scenarios went through my mind. I knew what penalties I'd had in store for her, but I was coming to the realisation that she was objectively more deviant than I'd given her credit for.

"So..." she said, interrupting my thoughts, "... first your penalty, and then... a proposition." She lowered her eyes at that last part, apparently losing her nerve. Before I could question exactly what she meant though, she visibly steadied herself and walked around so that she was now behind me.

"My theme for tonight has been 'evidence'," she said. "Your naked body," she paused and gave me a playful slap on my backside, "is evidence that you've actually been working out." She let her a single finger slide up my spine, and then left a hand placed delicately on my shoulder. Leaning in, she whispered in my ear, "Congratulations on that, by the way."

She then pushed away, and I could hear her begin to walk around again.

"The little show you put on at the last coin toss was evidence that you actually know how to work out." She stopped and gave another critical look. "Albeit, only just." Resuming her stroll, she ended up directly in front of me, and gave me a warm smile. "So your final penalty tonight will also be evidence. Evidence of our walk."

She took her phone out of my unprotesting hand, and twirled it in her hand. "You know, these modern smartphones are wonderful things. So many functions!" I already knew where this was heading before she tapped a finger nail lightly against the phone's camera lens.

With a wicked smile, she raised the phone to her face. "Say 'cheese'!"

******

For the next five minutes I was her model. She had me pose standing up. She had me pose bending over. She had me pose lying on the front of her car. I heard the phone's camera function whirr away as she called out instructions, and part of me wondered why I was doing all this. I knew I could say 'no', but at the same time I knew I couldn't, shouldn't and wouldn't.

Twice we were interrupted.

The first interruption was by a male jogger who came by and ogled Rachel's tight ass for two full minutes. Something about my naked package obviously convinced him against coming too close though, and eventually he moved on. Rachel was too lost in photographing me to seem to worry about his attentions. I even suspected she was deliberately wiggling her ass at him while she moved into position for the next shot.

The second interruption was by a short brunette woman, who was around our age. I feared for a moment that she was coming over to complain about our indecency. We were in a quiet enough suburb that it was unlikely we'd accidentally run into the police, but we certainly didn't need someone going and calling them on our behalf. Thankfully, the early morning crew at the park seemed more inquisitive than inquisitorial.

Equally thankfully, Rachel spared me from a long re-telling of our story. Instead, after a few brief words of explanation, Rachel asked the woman if she wouldn't mind taking a picture of us together. She quickly agreed, and part of me was certainly encouraged by the admiring looks that the woman was casting in my direction. Like our previous blonde companion, her admiration hadn't quite stretched to making eye contact with me yet, and she seemed somewhat focussed on more intimate parts of my body.

In preparation for the joint photo, Rachel threw an arm around my shoulder. As the woman began to play around with Rachel's camera settings, I was shocked to feel Rachel grab my cock in her other hand.

She threw me a questioning glance. As my shock subsided, I nodded. I felt both humiliated and elated at the same time, and I could't honestly say that her touch wasn't welcome.

The woman herself seemed a little lost for words, and seemed to be having difficulties focussing the camera. Eventually though, I heard the camera whirr a few more times, and our jogger friend handed the phone back to Rachel. Rachel checked the photos, and nodded to the woman.

"Thanks," she said, "Can you do me one more favour."

The woman agreed, without even asking what the favour was.

"So..." Rachel said, directing her attention at me again. "You might just want to, you know, cover your face for this one..."

I gulped. "Umm, why... why, exactly?" I said. Part of me knew full well what the answer was going to be.

"Because," Rachel teased, "Me and my new friend here are going to take another photo each. And to give you fair warning, these particular photos aren't going to stay in my private collection. These two photos are going be shared on the Internet. An ever-lasting memento of our walk."

My hands instinctively shot up and covered my face. With both hands covering my facial features, I had to hope that it would be enough for no-one to recognise me.

Behind my hands, I yet again heard the cameras click. It had to be said that neither Rachel nor the mystery woman seemed to limit themselves to just one photo each. They were gracious enough though to tell me when they'd finished so I could remove my hands, and they were true to their word that they wouldn't take pictures with my face showing.

With this final humiliation now enforced, the two women shared an animated conversation, and then bid each other farewell. Rachel made the woman promise in front of me that she would publish the naked photos when she got back home. She was to include the name of our city, but that was it. The expression on her face left me in no doubt that the woman had every intention of living up to that solemn duty. As she disappeared off on the rest of her run, Rachel pointed out the obvious.

"I have no idea who that woman is. I couldn't call her and get those photos back even if I wanted to," she said. She studied me for a moment. "I gave her a way to contact me with the link, so I guess we'll see if she's a woman of her word."

I knew that I no longer had any control whatsoever over those nude pictures. I was at least incredibly thankful that I had a fairly common hair cut, and no identifying tattoos to give away my identity.

I sighed. The game was over, the penalty was paid, and the sun was now peeking over the horizon.

I congratulated Rachel on her overwhelming victory, and went to extract my car keys from my own backpack when something made me pause. Rachel didn't look like she was finished. Not just yet anyway. There seemed to be something on the edge of her tongue, bursting to get out.

After a few seconds of impasse, I simply asked, "What is it?"

"I... umm... I have a... proposition," Rachel said. Her voice was slightly uneven, but she got the words out anyway.

I raised an eyebrow in return, and she took this as an indication to continue.

'I have a proposition," she repeated, "one more coin toss."

I froze. What kind of penalty did she have in mind?

"One more coin toss. You win, and my sports bra comes off." Her voice betrayed an edge of excitement, as if she was almost relishing that possibility. "I win, and you pay one more penalty."

"What's the penalty?" I asked, suspiciously. I was standing naked in a car park, having just had photos taken of me by a stranger, and if waited around any longer we'd have a crowd surrounding us. What could she possibly have in mind?

She smiled coyly, and walked over to me. Leaning in, she whispered in my ear exactly what she would get me to do. My face went from embarrassed red to shocked white in less than half a second. No. No, no, no, no, no. No way. Too risky, I thought instantly.

And yet.

As Rachel moved back again, she slowly and deliberately peeled up her sports bra so that it now exposed the bottom of her breasts. She stopped just as the material threatened to reveal her nipples. She bit her lip again, and like with every other time she'd pulled that stunt, my heart rate and blood pressure found new heights to scale. I was left with an insatiable desire to complete that movement.

Still, too risky, I tried to convince myself. Way too risky.

"Keen?" she asked, almost pleadingly. Dear God she was sensational. What were the odds of losing seven out of nine coin tosses? The logical part of me screamed out that this wasn't how probability worked, but my fully erect penis was commandeering my entire blood supply, and had also called dibs on my decision making process.

"Yeah... I mean... yes. Yes. One more coin toss." The voice certainly sounded like mine. The logical part of me cried out at the betrayal. My eyes only had time for Rachel's slightly exposed chest though, and I was lost in a daydream as Rachel switched back to the coin toss for what would be the defining moment of our walk.

It was my call, and I vaguely remember calling 'Heads'. As Rachel had done earlier in the evening, I didn't even look at the screen. I just watched Rachel. I watched for her reaction.

The moments dragged by, and I began to panic. I wanted to shout "no!" and back out. What the hell had I been thinking? Had I been thinking? Rachel's third penalty would make what I'd already done seem like the capital city of my comfort zone in comparison. Looking at her though, seeing the excitement etched in her perfect features, how could I not be part of this?

The coin had settled. Rachel stared at the screen, a conflict of emotions. I stared at Rachel, trying to figure out the result by her own reaction.

Then she erupted. "Nooooooo!!" she cried, half-laughing, half-cringing. She bent down on her knees again, and jumped around as she shook her head at the result. "No way! So close! So damn close!"

She turned and sheepishly grinned at me. "Well," she said, "I suppose fair is fair. You've put on a show for me. Perhaps it's only right I finish it off."

She held my gaze, and the outside world temporarily disappeared. Taking her sports bra in her now visibly shaking hands, she slowly teased the material back even further. As my eyes widened, two perfect nipples finally felt the light breeze that had characterised the early morning weather. They were small, but looked extremely firm. Two light-pink diamond-cutters peeked out at me, and I couldn't have been any harder if a team of Swedish cheerleaders had spontaneously appeared for a group make-out session directly in front of me.

"Okay," I said, in the ultimate display of under-statement, "... continue."

She smiled back at me, pleased by my obvious physical response.

She kept peeling the sports bra up and away, and soon she was pulling the garment over her head, her arms temporarily restrained and her head obscured. With her breasts completely exposed, I would have given anything to have my phone immediately to hand, but sadly it was still buried in my backpack.

Her strip complete, Rachel looked shyly at me, and then broke out into a sexy, light giggle. Tossing the bra at me, she then struck a pose, hands high in the air. We shared another laugh, and then just stood there, taking each other in. I was fully naked, she was only topless. Yet despite everything that had happened, and the loss of control I'd felt, somehow I thought I was coming out as the winner.

"Hey, nice tits!" someone called out. Rachel let out a shriek, and threw a protective arm across her chest, a wild grin on her face. Another man out for a walk had stumbled on to us, and was staring gobsmacked at Rachel's exhibitionism.

Ignoring my own state, I reached over and took hold of Rachel's arm. Gently, I moved her arm down from her breasts and left it harmlessly by her side. I proceeded to then turn her around so she faced the man directly.

"Yes," I wholeheartedly agreed. "Yes, they most certainly are." Rachel lost it at that point, and fell into my arms laughing. The man, aroused and confused, just looked on at us dumbly.

"Come on," I said, "Time we left."

She nodded, and gave me a quick kiss on the cheek.

We quickly extracted our keys from our bags. I threw Rachel her clothes, and she returned the favour. Quickly covering ourselves, we then hopped into our respective cars and shared one last look. Rachel ran a hand through her red hair, and then gave me a thumbs-up. I returned the gesture.

Without needing to say another word, I turned the engine on and drove home.

*********

It was the end of the work day. I'd somehow managed to survive a full eight hours in the office while still being in a daze. Questions had been answered, small talk had been exchanged, and the usual array of emails had been sent, and yet I could remember none of it. I only had memories of Rachel.

Still, as the office cleared out for another night, I extracted myself from my seat and fumbled for my phone. It was then that I noticed I had two new txt messages waiting for me. My curiosity roused, I tapped the screen to show the messages in full. I instantly recognised the sender. Rachel.

The first message was a single link to an image sharing site. Not for the first time today, I flushed a bright red colour.

The second message was just two words long.

"lunch tomorrow?"

*****

Author: Thanks for reading everyone. Comments and PMs are appreciated. - Stacey.