Are Cashless Businesses Discriminatory?

Unfortunately, l have to agree. Cash is legal tender for all debts, public and private.

But cash is not as easily monitored.

It would be interesting to see a case go before the the US Supreme Court for a ruling.

I was told I could only purchase electronically by a gallery and there would be a 3.5% transaction fee added to the $1302.00 total. The three photographs are still there if anyone wants them.

Inconvenient if you’re a drug dealer but to call it discrimination is playing a little fast and loose with the word. A lil snowflakish.. god forbid you ever experience real discrimination.

Cash money sure is better for privacy, but it also makes the holder a more likely target of a violent robbery.

Here in the Netherlands most transactions are done electronically since the last couple of years. ATMs have even disappeared to a large degree, in part because there's less demand for cash money. But also because ATMs are regular targets of violent robberies, where explosives are used to get to the money stored in the ATM. For the same reason the remaining ATMs are locked between 23h and 7h (11pm and 7am for the hourly handicapped), as that makes them less vulnerable to this type of heist apparently. This again contributes to cash money being less easily available.

The Dutch gangs, who commit these kinds of robberies, mainly operate in Germany these days. There are still many more ATMs around over there, and their ATMs also tend to be less well equipped to withstand such attacks.

No and many businesses that exist are cashless. However the brick and mortar stores that won’t deal in cash are extra fun when your Trump supporting, flag waving fool comes in and demands you take his American money.

Quote by Tantaleyes

Cashless businesses discriminate against people who don't have bank accounts, and there's a lot of people don't have one. The good news is many cities have passed laws requiring business to accept cash payments.

Ain’t nobody trying to wait half an hour while you count the pennies out your coin purse my dude

Quote by Tantaleyes
people who don't have bank accounts,

Not having a credit card I get. But no bank account and therefore no debit card? This I don't get. Employers don't pay in cash or even by cheque around here anymore. Unless you're some kind of tradesperson working strictly for cash or are participating in some form of underground economy, I am not sure how someone manages this.

Here in Ontario, if you have issues with the big banks, there's usually local credit unions to deal with for retail banking.

But to answer the question, strictly speaking they are. But in a world where most people have credit, debit, or both cards, do the risks of handling cash (easy theft, spreading germs, irreplaceable if lost) make sense anymore, even for us as consumers?

Quote by Tantaleyes

Cashless businesses discriminate against people who don't have bank accounts, and there's a lot of people don't have one. The good news is many cities have passed laws requiring business to accept cash payments.

Wait, what century are you folks living in? Don't tell me you're still using cheques too.

what's cash?

If you are using cash, you can't get your bank account hacked and emptied.

An armed robber can steal your cash, as well as your debit card, credit cards, drivers license, your phone, laptop, tablet, etc.

Some shops don't accept all credit cards.

Debit cards don't have the same account protection that credit cards do.

It's a dilemma.

I carry modest amounts of cash. I may on occasion, take more with me for some reason. But l always carry two concealed loaded pistols.

No place is safe, and it's getting worse.

Quote by Tantaleyes

Thanks for your agreement. Yes. Cash makes sense to some people, but Chicago doesn't require cash to be accepted.

Who wants to spend money in Chicago anyhow?

Quote by Chryses

I think so. On a five dollar bill is printed "THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE". It seems to me that defines it to be acceptable payment within the U.S. but there are places where only electronic payment is accepted.

It's: THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE

Not: THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE and must be accepted.

What's with conservatives and demanding business be regulated by the government? I though conservatives were about smaller government.

And are people looking to trade/swap items also "discriminating"? "I know your ad says you want to trade but I have cash you must accept it!"

Give me a break these conservative Karens.

Quote by Chryses

I think so. On a five dollar bill is printed "THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE". It seems to me that defines it to be acceptable payment within the U.S. but there are places where only electronic payment is accepted.

Quote by ElCoco

Yep, it is, and I know 3 places within 4 blocks where they did that until the city passed a law. You can't have a problem with cash like you can with a CC.

Quote by Tantaleyes

Cashless businesses discriminate against people who don't have bank accounts, and there's a lot of people don't have one. The good news is many cities have passed laws requiring business to accept cash payments.

Very true.

Quote by MsStep

Businesses have always been regulated by government, right?

To different degrees depending on the state. Is this your argument for conservatives wanting more regulation?

And have you ever accidentally sat on your balls?

Most concerts and sporting events don't take cash now, for good reason. I suspect you lot haven't been to either in a while.

Conservatives: businesses have a right to refuse service to anyone, no gay cakes!!!

Also conservatives: businesses shouldn't refuse service to me if I want to use cash!!!

Quote by Tantaleyes

Cashless businesses discriminate against people who don't have bank accounts, and there's a lot of people don't have one. The good news is many cities have passed laws requiring business to accept cash payments.

This is true. I think the effect on the homeless population would be devastating. Not only would it make it difficult to spend whatever spare change they acquire through begging, odd jobs, etc., but it also further discourages others from carrying change that they could otherwise have donated to someone. Going totally cashless only really benefits the banks, and I don't think they need any help.

I agree that cashless businesses do discriminate against the homeless and the poor.

If someone has had their identity stolen and all credit cards compromised, they may be forced into a cash only position until they get it straightened out. That can sometimes take several months.

I applaud states whose laws protect cash money and its use.

And a very important note: credit card debt is at an all time record high in the USA. That enormous debt probably will be one of the leading factors in the next economic crash. And there is always a next economic crash. US government and citizen debt is rising at an alarming rate. It isn't if it will happen, it is when will it happen.

Quote by Just_A_Guy_You_Know

This is true. I think the effect on the homeless population would be devastating. Not only would it make it difficult to spend whatever spare change they acquire through begging, odd jobs, etc., but it also further discourages others from carrying change that they could otherwise have donated to someone. Going totally cashless only really benefits the banks, and I don't think they need any help.

This is true. These days people carry little, if any, spare change around here in the Netherland. Making it harder for homeless folks to get some of it.

Quote by noll

Here in the Netherlands most transactions are done electronically since the last couple of years. ATMs have even disappeared to a large degree, in part because there's less demand for cash money. But also because ATMs are regular targets of violent robberies, where explosives are used to get to the money stored in the ATM. For the same reason the remaining ATMs are locked between 23h and 7h (11pm and 7am for the hourly handicapped), as that makes them less vulnerable to this type of heist apparently. This again contributes to cash money being less easily available.

The Dutch gangs, who commit these kinds of robberies, mainly operate in Germany these days. There are still many more ATMs around over there, and their ATMs also tend to be less well equipped to withstand such attacks.

I own several ATMs, and so far have only had one targeted for a robbery attempt. It was camera and alarm monitored, so only received minor damage before the perp panicked and ran off.

I've been very picky about only putting them in secure locations, and all are securely encased.

So far, the ATMs have been very profitable.

Discriminating against the homeless?????

Universal healthcare.... affordable housing... mental health clinics... drug rehabilitation...

All things that are routinely voted against or axed from budgets.

To then go and be like but we won't be able to give them spare change as if that helps the homeless is fucking sick.

Quote by MsStep

Acts of charity aren’t sick. These are people not programs.

What an idiot..

Quote by MsStep

There’s nothing idiotic about giving something to someone in need.

lol

Quote by MsStep

Acts of charity aren’t sick. These are people not programs.

it's more helpful if you give directly, or do volunteer work, for the programs that help the homeless, etc, than it is to give them random handouts. a little aside, some of my work expenses are out of pocket, as in my pocket, because, as Felix said, these are the first budgets to be cut. god forbid we would cut our military budget.

another little note. handing out cash to the homeless is really more about making you feel better. sometimes it goes for a meal. more often it goes to their next fix or their next drink. not that i have an issue with that, but let's be real here. it's not helping to solve the problem. you really want to help, use your debit card to buy them a meal or a coat, or a beanie, or socks.

Quote by Chryses

You are correct on both counts.

that was a super helpful comment in furthering the discussion. golf clap

Quote by sprite

another little note. handing out cash to the homeless is really more about making you feel better. sometimes it goes for a meal. more often it goes to their next fix or their next drink. not that i have an issue with that, but let's be real here. it's not helping to solve the problem. you really want to help, use your debit card to buy them a meal or a coat, or a beanie, or socks.

It's just some old dope that got mad at a trendy probably "woke" establishment asking him if he had apple pay and then using homeless people and "charity" to justify him being mad at businesses doing what they want.

Quote by sprite

that was a super helpful comment in furthering the discussion. golf clap

I can't believe you hate charity smh