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Can favors spoil a friendship?

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There's a saying in Spanish that goes " el que deja dinero a un amigo pierde el dinero y el amigo", which means the one who lends money to a friend loses the money and the friend.

I wonder what do you think when some man (a friend) lends you money, or does you some sort of favor.

Does it make you feel unconfortable, because you have the feeling you owe him something, and he will demand something from you in the future, no matter if he says "dont worry about it, that's what friends are for"?

It's quite a paradox, but this do happen, you do favors and the more favors you do the worse for you is.

What you think about it?
I don't borrow money from anyone, and I've never asked a guy for a loan or a financial favour (no matter if he is a male friend or a boyfriend). I do think that it has the capacity to ruin relationships or friendships.

I have loaned to others (both male and female), and I have always been the one screwed over. So I consider these lessons learned and I won't do it again. If there was a serious crisis or life or death situation, then I would always help out a friend in need regardless, but if it was just "hey I'm running short on cash this month, can you pay my bills"... ummm.. no. Been there, done that. And had friendships/relationships were ruined.

I would still do anything for close family though, regardless of whether I expected any payment back, and I know they would do the same for me.

I don't like borrowing from a guy though. I have several girlfriends that have done this over the years, and yes, implied payment of some kind was always expected. Even along the lines of closer friendship and being guilted into dropping everything at any given time to hang out with the person that gave you the loan. I have seen all kinds of scenarios go down... some worse than others. That's why, for me..? ... No thanks.
No I don't borrow from friends, especially guys.