I'd had a problem with my bank account and one of the rent payments to my landlady had failed. She had a fierce tongue if you stepped out of line, and she was very keen to get her rent paid on time. Before I got a tongue-lashing, I went down and told her what happened. My explanation of the problem seemed to satisfy her (as well as the replacement cheque), and she offered me a cup of tea, which I readily accepted.

Her daughter (called Olivia) was there diligently doing her homework. Over tea, we had our first proper chat, during which I learned a lot more about my landlady. She was called Rose (better than Mrs. Tonas). I estimated her age at around the mid to late thirties, which seemed to fit in with a daughter just commencing her A levels. Rose was five and a half feet tall, with blonde hair down below her shoulders (probably from a bottle). She had a pleasantly full figure and liked to show off her cleavage which I particularly enjoyed (and she knew that I enjoyed it too). She was a widow, her husband having passed away some eight years before. After his death (I didn't feel like probing any further), she had converted the large Victorian house she had inherited into several flats, of varying sizes and configurations. This provided her with an income to provide for her and her daughter's needs.

I responded with tales of my youth and my university subjects. Her daughter seemed to take more interest in our conversation when I mentioned I was taking a maths degree. It appeared she was having much difficulty with her maths and opined that her mother hasn't been much use thus far. She became more talkative and asked me various questions, mainly about her current homework. Olivia became a regular visitor to my rooms, predominantly for help with her homework, but we became friends and confidants. She shared with me the class gossip, much of it revolving around the sex lives of her classmates. Olivia seemed to enjoy these salacious stories, although she didn't seem interested in exploring and expanding her own sexual experience. I didn't want to risk incurring the wrath of my landlady so stayed well away from moving in that direction!

It was Saturday morning, and I'd finished my usual room tidy-up. I found one of Olivia's notebooks she had left behind and decided to return it on my way out for a walk on what was turning out to be a pleasant sunny warm day. I knocked on the landlady's door with a notebook in hand. After what seemed like a long delay, I heard the sound of an approaching person from within. The door opened with a certain amount of malevolence. Rose, wearing a large white tee shirt, looked flustered and annoyed in equal measure. I proffered the book and she snatched it from me.

"Great timing," she said.

"What's the matter?" I replied, with a somewhat quizzical look.

She responded by explaining that she had been engaged in a little "play" with herself, and I had interrupted at a crucial point in her masturbatory efforts. Her mood softened and she gave me a suggestive grin. In for a penny, I thought!

"Sorry to ruin your pleasure," I said. "Can I help?"

She looked at me, in silence. For ages. I thought I had gone too far, and I'd get an earful. But instead, she beckoned me towards her bedroom. She held the door open and I entered a large airy room. A small plastic dildo lay on the bed, evidence of the activity I had so rudely interrupted. I picked it up and asked her if she'd prefer my tongue. After another pause, we came together and I hugged her tight and we kissed, very passionately. My hand caressed her body. I squeezed her buttocks and I lifted her tee shirt as I fondled her bum. I quickly realised she was wearing no underwear.

We were very close together and I'm sure she must have felt the raging erection in my shorts. We eventually parted.

She looked at me and said, "Didn't somebody mention a tongue? Nobody has ever done that to me!"

I pulled off the shirt and pushed her gently to the bed. I surveyed her naked body. Her large breasts were tempting as was the bush of light brown pubic hair. I quickly kissed her breasts and nipples and used my finger to explore her pussy. She was already wet, presumably from her earlier ministrations. Two fingers entered her, and I slowly finger fucked her as my tongue circled her hard nipples. I couldn't get the idea of being the first tongue to lick her delicious pussy out of my mind. With such thoughts, I reluctantly left her breasts and made my way down her belly to her pubic mound.

I positioned myself between her legs and lowered my head. I breathed in her adorable aroma before I looked her in the eyes. She looked awed. I allowed my tongue free range to lick her pussy lips. I parted her lips with my tongue, and ran it along her slit, tasting her juices, which by now were freely streaming. I maintained this activity around her vagina and was rewarded with low moans signifying pleasure, I hoped! I pushed my tongue as deep as I could inside her pussy, trying to reach her G-spot. I could hear her moaning and I moved my tongue to her clit, circling it slowly and gently with the tip of my tongue. My left hand continued to caress her breasts and nipples, squeezing and arousing her. My right hand was engaged in caressing her nether regions, around her bum, thighs, and around her pubic area. I now penetrated her with my middle finger, feeling the heat from her pussy. A second finger was added as I started to finger fuck her. She was so wet as I went harder with the licking and finger fucking, and her indistinct moans were now replaced by breathy "God"s and "Fuck"s.

I brought her to a climax, and she turned away, thoroughly sated. After a few minutes to regain her composure, she turned back to me, and we came together for a deep, very passionate kiss. I was still in my clothes, but she quickly proceeded to pull off my tee shirt and unbuckle the belt of my shorts, followed by slowly unzipping me. In a trice I was naked and she was sucking my hard cock. She hadn't had much experience recently, but she was good, taking me deep into her mouth. I used to love cumming in a girl's mouth but decided I'd like to fuck her. I gently pulled her off me, and let her down on her back.

She looked up at me with a slight look of trepidation. I moved towards her, she splayed her legs in the air. I held my cock, and rubbed the head up and down her pussy lips, making sure I made contact with her clit.

After a while, I could sense she needed me inside her, so I slowly but firmly penetrated her with my cock. She gasped as I grabbed hold of her legs, raised them onto my shoulders, and started to fuck her deep. My rhythm increased and she responded to my thrusts with loud wails. I wanted to change position, but before I could do so, I felt the usual tightening in my ball sack and felt the elation of my orgasm as I spurted my load of hot sperm deep inside her as I finished off with a dozen or so powerful thrusts.

I lay down on her, exhausted and spent. When we regained our breath, we kissed again. Then, she made a beeline for my cock and once again took it into her mouth. She clearly wanted more!

We fucked, sucked, and licked the morning away, until we showered and dressed and she treated me to a pub lunch.

Over lunch, she told me that was her first sex with a guy since her husband. She had enjoyed our fucking enormously and couldn't thank me enough for "stepping in."

"Much better than my little dildo! Your tongue was amazing!"

I told her that her sucking was equally impressive and she blushed bright pink but smiled broadly.

We chatted about numerous things. She gently moved the conversation on to her daughter and she commented that Olivia seemed very friendly with me. She asked me what was happening to her, especially her love life. I told her that I didn't really know. I got the impression that she was warning me from getting too "close" to her daughter. I reassured her that, given the situation, I would not make any inappropriate move on her and just continue to lend a hand with her homework. After thanking me for the help I had given she fell silent, looking quite pensive.

I went to the bar to refresh our drinks. She clearly was still troubled and asked me again if Olivia was seeing someone. I repeated that she hadn't mentioned anyone to me, but some of her classmates were certainly starting to experiment and that she was interested, and intrigued with what was happening around her.

We finished our drinks and walked back in silence. Something was troubling her, and I was fearful I had compromised our relationship. When we arrived back at the house we kissed and she thanked me again for "my efforts" that morning!

I didn't have any contact with either Rose or her daughter till the following Thursday. I'd arrived back after a long hard day at the University. Olivia was obviously looking out for me as she appeared at my door approximately fifteen milliseconds after I'd entered. She put my kettle on to make us tea and asked me to look at an English essay she'd written. I was a little surprised, as it was usually maths she needed help with. It was quite a salacious, very suggestive, read. I began to get quite aroused.

"Are you sure this is an essay for your schoolwork?" I asked.

She looked at me sheepishly. "Well, it's a little extra-curricular work," she replied.

I opined that she could certainly make a decent writer of steamy literature. I excused myself as I needed a quick pee.

On my return, I was stunned to find her occupying my bed.

"What are you doing!" I screamed. "Your Mum will have a fit!"

In response, she held her hand up, holding on to three packs of Durex. "She was the one who gave me these. She thinks if I'm going to start having sex, she'd like it to be with you. She thinks you are nice, careful, respectful, and know your way around a woman's body."

I was stunned. Maybe her Mum had decided that if Olivia was going to start having sex, I was a good choice rather than some spotty-faced boy who got her pregnant the first fuck they had. Whatever, I still wasn't sure if this was a good idea.

"I'm not sure this is a good idea," I said.

In response she threw off the bedclothes, exposing her naked body, and beckoned me to join her. She looked awesome. Lithe, small but perky breasts, long legs, and a whisp of pubic hair. Her fair shoulder-length hair framed her pretty round face.

"Are you sure this is what you want?" I asked.

In response, she took my arm, pulled me towards the bed, and kissed me. Her hand started to feel my cock, which I realised was quite hard, within my jeans. My last vestige of resistance disappeared as I started to caress her back, exploring her breasts with my hand. She started to remove my shirt, then moved on to my jeans. I was down to my boxers, but not for long. She grabbed each side and lowered them, giggling when my cock sprang out. Her head was directly facing it, and she watched it with great intensity before sticking out her tongue and licking the head.

After a while, she looked at me and asked, "Teach me how to pleasure you with my mouth."

I thought she'd done okay already, but I talked her through the best places to lick and how to take my cock as deep as possible into her delicious mouth.

She was a quick learner, and I was in heaven with her use of her mouth and tongue. She raised her head and asked if I wanted to cum in her mouth. I was sorely tempted, but I decided I had better give a little back. We lay back on the bed and we kissed. I started a tour of her erogenous zones, using my lips and tongue to arouse her. She seemed to have incredibly sensitive ear lobes and I took my time pleasuring her. I moved to her neck, shoulders, then her breasts, enjoying licking and sucking her nipples. I slowly made my way down her lean belly, kissing and licking. I gently opened her legs and started to use my mouth on her pussy. The result was electric. She moaned aloud as I licked her lips and then gently probed the depth of her pussy. Her clitoris was my next target. As soon as I licked it and sucked it into my mouth she started to orgasm. I eased off and gently licked her clit, allowing her to reach multiple climaxes.

Finally, she hoarsely said, "Please fuck me now."

She reached for a condom and tore the packet. I showed her how to position the rubber on my cock and roll it down the length of my erection. I lay on my back and invited her to ride my cock, allowing her to control the level and angle of penetration.

There was some pain, but taking it slowly she was soon fucking me. She moved her body to allow my cock to rub against her clit. She was moaning heavily, and I was enjoying her young tight vagina around my cock. She was facing me and the sight of her breasts jiggling as she rode me was bringing me close to my own climax. She was flagging, and I could see her struggling to keep up the rhythmic fucking. I pulled her onto her back and entered her in a missionary position.

I fucked her now with an increasing force and soon felt myself cum. We collapsed onto the bed, both feeling a euphoric sense of satisfaction. We were both breathing hard. As we recovered, she kissed me and said, "That was magic!"

She reached down and removed the condom from my shrinking penis. I told her to throw it away, but instead, she raised it to her mouth and let a few drops of my sperm fall onto her tongue. I looked on in fascination.

"I wanted you to cum in my mouth," she said. "I wanted to taste you."

I told her that I could certainly arrange that, and to give me a few minutes to recover. After I got us a drink, I told her to get into a sixty-nine position. She was on top, my penis in front of her face. I was on my back, with her lovely vagina above my mouth.

We both started to use our tongues on each other. I soon regained my full length as she started to suck me deep and I licked her clit and her vagina. She didn't have to wait long to receive another dose of my cum, this time straight into her throat. I heard her cough twice as I exploded, but she swallowed the full load.

Finally, we needed to rest, and we slept soundly, entwined in each other's bodies.

We awoke at five in the early morning, both feeling horny. She lowered her head to suck me, although I was already hard as soon as I awoke. I positioned two pillows on the bed, and lay her, belly down on the pillows, to raise her bottom. After licking her cunt from behind, I readied myself for another fuck. Using a second condom, I started fucking her from behind, animal-like. Her tight pussy again provided me with much pleasure as I ploughed her with abandon. I started to cum as I fucked her. I held the condom as I withdrew, but was horrified to see that the condom had split and I could see a stream of my sperm deep inside her vagina.

We made our way quickly to the bathroom and I attempted to clean away the sperm using the shower. We slept for another hour before she went downstairs to prepare for school.

I went to bed for another half hour and pondered how on earth I was now fucking both my landlady and her daughter (the latter with the approval of the former).

What the hell was I to do?