Jake, eighteen, was lying across Mrs H's lap having his bottom soundly spanked. Mrs H was forty-three and had been spanking Jake for several minutes already and he could feel himself dissolving into tears. As he did, so he still thought over how he had arrived at this humiliating and painful position with Mrs H spanking his bare bottom cheeks landing what seemed to him like increasingly hard spanks.

Jake was looking at Mrs H's bare upside-down legs and knew how he was lying across her bare thighs, and that they were both as naked as each other. However, they were not boyfriend and girlfriend, although Jake's mum was a close friend and neighbour of Mrs H. His mum was away on a business trip and, as had happened once before a year earlier, Mrs H, who lived alone, happily agreed to let Jake lodge with her and therefore she was really more of a stepmum than a girlfriend.

Jake had a thing about Mrs H. He found her very attractive, but also was so enamoured by her strict, 'Do as I say or else,' tone of voice, and he'd often fantasised about being spanked by her. He wasn't sure where that fantasy came from, but over the last year or so he did find himself looking at women when on the train or bus, picturing himself across their laps. He was very careful not to be caught ogling those women, but once he had a picture of them in his mind, he could be looking anywhere else and still fantasies being across their laps.

Jake also remembered the threat that Mrs H had made last time, explaining that when she was Jake's age she was regularly spanked. Jake imagined it was a threat to ensure that he behaved because he was known to act the difficult teenager at times. He remembered that Mrs H was actually smiling as she spoke to him in her stern maternal tone of voice, and he really didn't know whether she meant it or not. Last time, though, he wasn't prepared to take the risk and he did behave really well. Since then, he had said to himself that maybe he could live out his fantasy by disobeying Mrs H and getting spanked the next time he stayed with her, which was now.

Jake had been staying with Mrs H for three days, and what was different this time was that he was finding it difficult to stop himself from thinking about being spanked by her. It wasn't just that, because just yesterday when he heard Mrs H was taking a shower, he crept into her bedroom and peeped through the bathroom door and saw her clearly naked body as she washed herself. He was well aware of her full breasts, but it was so different seeing them Jiggle about as she washed herself rather than seeing just the cleavage as they were tucked into her bra.

Today it happened again. In fact, he just couldn't resist it as soon as he heard Mrs H in the shower. Once again, he slipped into her bedroom and looked through the slightly open door and saw Mrs H naked and washing herself. This time, though, after about ten seconds, Mrs H stepped out of the shower wagging her finger at Jake, and she ordered, "Stay right there, Jake, we need to discuss your bad behaviour."

Jake was shocked at seeing the fully naked Mrs H as she stood in the bathroom just outside her shower cubicle but without her towel or even trying to cover her breasts, but the stern tone of voice made him freeze as he watched her take the few steps to the bathroom door, open it fully, and, still glaring, demanded, "Enjoying yourself again are you, Jake?"

Jake was speechless, knowing that he'd been caught out and taking the implication from what Mrs H said that she had spotted him peeping at her yesterday. So, reckoning he was in trouble, he lowered his eyes, and of course, all that meant was that he was looking at Mrs H's bare breasts, although he wasn't actually registering that.

Mrs H, though, snapped, "I told you what would happen to you if you were naughty, and I doubt you could be any more naughty than this. So, you'd better join me and get totally undressed right now."

Jake was quite shaken by the instruction and started to look around as though wondering where he should get undressed, but was immediately corrected as he heard Mrs H command, "Get undressed right here in front of me. Jake."

Jake's mind was in turmoil, but he did follow the instruction and quickly pulled his T-shirt over his head and handed it to Mrs H, although had to admit that he wasn't surprised that she took the T-shirt but immediately let it fall to the floor. That made sense to him, and he was suddenly more focused as he undid his shorts and pushed them downwards, catching his underpants on the way, pushing both items down to his ankles, stepping out of them, and leaving them on the floor. As he stood back up, he knew that he was every bit as naked as Mrs H. However, he quickly realised that he had been naughty, in fact very naughty, and expected to be punished.

Mrs H kept a stern look on her face as she watched Jake get undressed, and once he stood back up after taking off his shorts and underpants, ordered, "Put your hands on top of your head."

Jake immediately did as he was told and realised it was now Mrs H looking him up and down, and certainly focusing on his penis. Bearing in mind that she was naked, and she was staring at him, he knew that his penis was getting more erect but couldn't stop it.

Mrs H was pretty sure she would get the reaction she did because she was purposely remaining naked herself. She remembered one of the conversations last year when she had told Jake that she got spanked when she was his age. Jake replied that he had never been spanked but wondered what it might be like, and then immediately blushed and said very quickly, 'Please don't tell anyone.'

Whilst Mrs H hadn't told anyone, she did wonder whether Jake had more than just a fantasy about being spanked, because she knew that she had a fantasy of giving a spanking. In fact, she got quite turned on by the thought of that. She never pictured anyone she knew being spanked by her, but did on occasion look at spanking sites, particularly after a glass or two of wine, and had given herself many orgasms that way.

So, when she saw Jake peep at her yesterday when she was in the shower, she didn't want to knee-jerk but had thought since then about what could happen if he did the same again. So, today, she made a particular point of making sure that he knew that she was taking the shower and left the door slightly more ajar than it was yesterday. As soon as she knew that he was there, she made a point of sponging her breasts just to hook him in, then snapped her instructions.

Once Mrs H saw that Jake was standing there with his hands on his head she put her hands on his shoulders and turned him around, and then guided him towards the dressing table before turning him back around to look at her. She knew that his gaze was juggling between her eyes and her breasts, but she thought that that was only going to make him submit more easily.

After letting Jake stare a while at her breasts, she said very sternly, "Do you remember what we discussed when I told you what happened to me when I was your age and was naughty, and your response?"

Jake knew very well what she meant and had pondered so many times over that conversation, and that was why he probably had fantasied more and more since then about being spanked. So, now mixing fantasy and reality, he had forgotten what was actually said and replied, "You said if I was naughty, you would spank me."

Mrs H saw that Jake was blushing and also knew that he was saying what he wanted to happen rather than what had actually been said. So, with that, she knew that she wanted to spank Jake, and reckoned that even if Jake didn't really want to be spanked himself, he would at least find out what it was like.

So, Mrs H turned the dressing table chair around, sat down, and pointed to the floor to her side and ordered, "Keep your hands on your head but come and stand here immediately."

Jake was swallowing hard as he did as he was told, and now his gaze was juggling between Mrs H's glaring eyes, her full breasts, and her lap. He also glanced down at his penis and saw that it was rather erect, but wasn't surprised bearing in mind he was ogling not just a naked woman, but a naked Mrs H.

Mrs H glared up at Jake and demanded, "So, did you enjoy watching me in the shower?"

Jake knew that he really did enjoy it, but by being truthful he was digging himself a bigger and bigger hole. So, instead of replying verbally, he shrugged his shoulders but gave her a look that clearly said that, yes, he did enjoy it.

Mrs H ignored the silent answer and ordered, "I thought so, so get across my lap and we can have a proper discussion about what you did."

Jake was wide-eyed at actually getting the instruction to go across Mrs H's lap, presumably to be spanked, and it sent so many thoughts buzzing around his head.

However, as he saw Mrs H point to her lap and then tap her thigh with her finger, he eased himself down across her lap, knowing that his erection would press down on her bare thighs. As he settled down across her lap and looked at Mrs H's upside-down legs and felt her hand rubbing his bottom in circles, he did question how come he was eighteen years old and about to go to university, but was, for the first time, across a woman's lap to be spanked. However, he told himself that as he was going to university, and would be living away from home, this could be a one-and-only experience and one that he may not ever be able to achieve again.

As she looked down at Jake's bare bottom as she was rubbing both cheeks in circles, Mrs H wondered whether Jake had noticed that her nipples were taut, although not because she was so turned on by Jake, but more the fact that this was something that she had fantasised about doing for so long.

Mrs H did have to admit that with both of them being naked it was hardly the way a discipline spanking would be given, but then she could've just told him off yesterday and accepted that being a peeping Tom was not so unusual for teenage boys, but instead, she let him do exactly the same today fully intending to end up with him, as naked as she was, across her lap.

Now, though, was the time for her to focus as she raised her hand, looked at Jake's far bare bottom cheek and brought her hand down really firmly, watching as the bottom cheek flattened under her palm, and proceeded to do the same to the other bottom cheek, and then continued as she spanked each bottom cheek alternately. She was very pleased with the position of the chair because a full-length mirror was across the room and she could watch as she sat there, naked, her full breasts dangling from side to side, a naked Jake across her naked, and both, she reckoned, experiencing their own particular fantasy.

Jake enjoyed looking at Mrs H's upside-down bare legs and particularly her calf muscles as they tensed, telling him her hand was on the way down to one or other bottom cheek again. and even found it relatively easy to deal with the first few spanks. However, it didn't take that long before he was gasping with each spank, although he had always expected that to be the case. Then, as Mrs H changed from spanking alternate bottom cheeks to spanking the same bottom cheek time and again, so he knew that he was squirming around on her lap as he focused on staying in position.

Initially, Jake could even look sideways and saw Mrs H in the mirror spanking him, and in particular watch as her breasts swayed from side to side, which was so sexy that he reckoned that his erection was still there. Later on, though, he was struggling more and more to cope with the spanking and had to forgo the pleasure of watching Mrs H's breasts and focus more on her bare legs as he saw her calf muscles tense telling him she really was trying to spank him very hard.

As the spanking did progress, so Jake told himself that it was his own fault for being the peeping Tom to the naked Mrs H. He got away with it yesterday but could not hope to get away with it every time. Of course, he still didn't really expect to be spanked at his age, but at least he was experiencing the fantasy that he had had so often over recent months. He was even thinking that whilst it did hurt, there was something rather edgy about being spanked by a woman old enough to be his mum, and even wondered whether for the rest of his stay some kind of discipline regime could be put in place by Mrs H.

Once Mrs H had turned both bottom cheeks bright red, she was still a little bit surprised that Jake stayed across her lap so obediently. Well, they were both experiencing their fantasy, and she was now wondering whether she could manouvre the position to spank Jake again, maybe even regularly, during his stay. She did laugh to herself at the thought but knew that strange things like that could easily happen.

Once satisfied that Jake was crying uncontrollably and his bottom was glowing red, Mrs H stopped spanking and rubbed his bottom in circles. After a few rubs she said, "Okay, Jake, you can get up now. Stand up, look at me, keep your hands on your head, and you don't get to rub your bottom yet."

Jake heard the instruction but took a few moments to react, although he did as soon as he received two rather hard spanks on each bottom cheek and heard the further instruction to get up. He eased himself up, and, as he stood up turned and looked at Mrs H through tear-filled blurred eyes and put his hands on his head.

Mrs H watched as Jake continued to be obedient, albeit with the incentive of some extra spanks, and as he stood up, so she looked at his penis and saw it had shrivelled up. Well, she said to herself, that didn't surprise her, but it did surprise her when after just a few moments his erection started to return.

Thinking that Jake was turned on by being spanked and, frankly, so was she, instead of leaving Jake standing, she instructed, "Come and sit on my lap."

Jake being a few inches shorter than Mrs H meant that as he sat down on her lap, so his face was very close to hers and then, as he cuddled in, he felt her breasts against his chest. This was so cool, he told himself

Mrs H didn't mind at all that Jake was leaning into her breasts, and in fact, that was what she intended. She held him tightly and asked, "So will you peep at me again, "Jake?"

Jake found his face against Mrs H's shoulder and neck and loved the feeling, as he replied, "No Mrs H, I've learnt my lesson."

Jake wasn't actually sure that he would keep to that, and really wanted to bring his hand up and caress Mrs H's bare breasts but didn't dare.

Mrs H then asked, keeping a stern maternal tinge to her voice, "So spanking works with you, does it?"

Jake actually found the comment quite funny as he replied, "I guess."

Mrs H continued making the statement, "So if you peep at me again you can expect another spanking."

Jake replied, "Yes."

Mrs H then pressed, "I've told you that when I was your age I got spanked, and I think it did me the world of good. Therefore, I should set you some rules which if you break will earn you another spanking from me."

Jake froze but could feel his erection stiffening and knew that he had had the same thought as he lay across Mrs H's lap, so he replied albeit tentatively, "Okay."

Mrs H was able to look down and saw that Jake's erection was now larger than ever before and knew that he was going to be up for a spanking regime. She did say, "I won't be naked every time."

Jake took that as a positive because having her naked just a few more times would be great.

So, as they sat there together, both naked and holding each other tightly, Mrs H with her taut nipples and Jake with his erection, both were thinking about what rules should be set and how often they would be broken.